DHHS Loans
The Department of Health and Human Services (DHHS) Loan Program is a possible option for MD, DDS, PHARMD, and Nursing students within Health Sciences.
This is a low-interest, subsidized loan. Due to limited funding, these loans are given on a first-come, first-served basis. These include the Health Professions Loan, Loans for Disadvantaged Students, and Nursing Student Loan. Incomplete information will not be considered.
How Do I Apply for a DHHS Loan?
Step One
Complete and submit the DHHS Loan Request Form to let us know you are interested in the loan and which loan you are interested in.
If you are interested in the Loan for Disadvantaged Students, please remember that your parental household income must meet the income requirements in the table below. The chart below indicates the parental adjusted gross income level, based on household size, that is required to be considered for this loan.
| Family Size | Poverty Guideline |
|---|---|
| 1 | $12,880 |
| 2 | $17,420 |
| 3 | $21,960 |
| 4 | $26,500 |
| 5 | $31,040 |
| 6 | $35,580 |
| 7 | $40,120 |
| 8 | $44,660 |
For households with more than 8 persons, add $4,450 for each additional person. These are subject to change each academic year.
Step Two
Create an account on wvu.verifymyfafsa.com
- If you have already used this site, you will not need to create the account, and you can skip ahead to Step Three
- This step ensures that you will have access to your requirements and receive an email to your MIX account when your documents for the next step are added
- If you need assistance in creating the account, please review our Verify My FAFSA Account page
Step Three
Read the 2021-2022 DHHS Loan Disclosure on our Loan Disclosures page.
Step Four
Once you have been notified, log in to wvu.verifymyfafsa.com to complete necessary requirements
You will receive a notification via your MIX account when the necessary documents are added to wvu.verifymyfafsa.com. If you are unsure of your dependency status, you can find more information on the Federal Student Aid website.
Please note for the 2021-2022 academic year, students who submit the Loan Request Form prior to March 12, 2021, should expect to receive the notification regarding their additional requirements on or after March 15, 2021.
Dependent Students
- If you have not already been verified, you will need to complete verification and the Self-Certification form
- If you have already been verified, you will only need to compete the Self-Certification form.
Independent Students
- You will need to complete a Self-Certification form and the DHHS Funding Request form
Step Five
Complete the Promissory Note
If you are awarded after your documents are reviewed, you will receive a notification to your student MIX account from WVU's loan servicer, Heartland ECSI, with additional loan disclosures and instructions on completing your promissory note. Please monitor your MIX account regularly.